Cash vs. insurance calculator

Cash price ($)The self-pay price from the provider or from ClearProviders.

Insurance price ($)Your plan's negotiated (allowed) amount. Ask your insurer or check its price tool.

Deductible left this year ($)

Coinsurance after deductible (%)Often 10–30%.

Copay for this service ($)Leave empty if none.

Out-of-pocket max left ($)Leave empty if unknown.

Should I pay cash or use insurance?