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Basic life insurance or disability exam cost in Iowa

Compare cash prices for basic life insurance or disability exam at hospitals, clinics and other providers.

Typical cash price

In Iowa

$104Typical
$59.25 – $250Most listed prices

From 26 hospital and 0 clinic prices in Iowa.

Nationwide typical: $98.25 (most listed prices $24.67–$395).

Cheapest in Iowa

  1. Ringgold County Hospital
    Hospital · Mount Ayr, IA
    Basic life insurance or disability exam
    Facility fee only
    $31.50

    Doctor fees are billed separately.

  2. Madison County Memorial Hospital
    Hospital · Winterset, IA
    Basic life insurance or disability exam
    Facility fee only
    $44

    Doctor fees are billed separately.

    Source: Madison County Memorial Hospital price file · checked Oct 2026
  3. Crawford County Memorial Hospital
    Hospital · Denison, IA
    Basic life insurance or disability exam
    Facility fee only
    $46.40

    Doctor fees are billed separately.

    Source: Crawford County Memorial Hospital price file · checked Oct 2026
  4. University of Iowa Health Care Medical Center
    Hospital · Iowa City, IA
    Basic life insurance or disability exam
    Doctor fee only
    $72.10

    +1 more in this system at the same published price.

    Source: University of Iowa Health Care Medical Center price file · checked Oct 2026
  5. UnityPoint Health - Allen Hospital
    Hospital · Waterloo, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - Allen Hospital price file · checked Oct 2026
  6. UnityPoint Health - Finley Hospital
    Hospital · Dubuque, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - Finley Hospital price file · checked Oct 2026
  7. UnityPoint Health - Grinnell Regional Medical Center
    Hospital · Grinnell, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - Grinnell Regional Medical Cent price fil · checked Oct 2026
  8. UnityPoint Health - Iowa Lutheran Hospital
    Hospital · Des Moines, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104

    +1 more in this system at the same published price.

    Source: UnityPoint Health - Iowa Lutheran Hospital price file · checked Oct 2026
  9. UnityPoint Health - Jones Regional Medical Center
    Hospital · Anamosa, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - Jones Regional Medical Center price file · checked Oct 2026
  10. UnityPoint Health - Marshalltown
    Hospital · Marshalltown, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - Marshalltown price file · checked Oct 2026
  11. UnityPoint Health - St. Luke's Hospital
    Hospital · Cedar Rapids, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - St. Luke's Hospital price file · checked Oct 2026
  12. UnityPoint Health - St. Lukes Downtown
    Hospital · Sioux City, IA
    Basic life insurance or disability exam
    Doctor fee only
    $104
    Source: UnityPoint Health - St. Lukes Downtown price file · checked Oct 2026

See all prices for Basic life insurance or disability exam

Common questions

Do I need a referral?

It depends on the service and the provider. Many clinics see self-pay patients directly; call ahead to check.

Why are prices so different?

Each hospital and clinic sets its own cash price. Hospitals publish prices because federal rules require it; clinics and booking sites set prices to compete. The same service can cost several times more at one place than at another nearby.

Can I pay cash if I have insurance?

Yes. You can choose to self-pay. A cash price is often lower than what you would pay before meeting your deductible. Cash payments may not count toward your deductible, so check with your plan. Our cash vs. insurance tool can help you decide.

What is a Good Faith Estimate?

If you are uninsured or paying cash, providers must give you a Good Faith Estimate of the cost on request. If your final bill is $400 or more above the estimate, you can dispute it.